1. Lower your payment with a Viewpoint Mortgage Refinance
When refinancing, it is important to understand what your goal is right away, so that we can cater a loan program to you. Whether we are lowering your interest rate or putting you in a different type of loan, we will assess your needs to determine the right fit to get more money in your pocket. We understand that sometimes in life priorities change, and that is why we develop a refinance program to meet your newest lifestyle.

2. Pay off your mortgage faster
Who doesn’t want to own a free and clear house? Paying off your mortgage faster can be achieved in a number of ways.
Contact a Viewpoint Mortgage Loan Officer to learn about our 10, 15 and 20 year loan options. Not only are the interest rates lower and the repayment term shorter, but you will save tens of thousands of dollars in interest too. We understand that priorities in life change sometimes and that is why we offer refinance programs to help meet your needs.

3. Refinance with HARP
This may just be music to your ears if you are a home owner struggling with an underwater loan. The 2000’s introduced creative financing to the home loan marketplace, and today many home owners struggle with refinancing their high interest mortgages. Fortunately, Viewpoint Mortgage Home Loans can help eligible homeowners refinance into a low fixed rate mortgage. Determining eligibility takes just a few minutes, but the result can be life changing. Not every loan is eligible to so contact a Viewpoint Mortgage Loan Officer to see if you can qualify.
What are the benefits of a refinancing with HARP?
  - Fixed rate terms
  - Qualification with credit scores as low as 620
  - Many properties qualify for an appraisal waiver
  - Unlimited loan to value even when subordinating 2nd loans and home equity lines of credit
  - Owner-occupied second homes and investment properties are eligible
  - Put yourself in a better mortgage situation, regardless of your home’s value
  - Pay both principal and interest

This program is intended for Home Owners with negative equity whose loans are owned by Fannie Mae or Freddie Mac. The loan must have been closed and sold to the investor prior to June 1, 2009. Viewpoint Mortgage Home Loans is a mortgage lender specifically approved by Fannie Mae and Freddie Mac to offer this program to eligible home owners.

4. VA Streamline Refinance (IRRRL)
The VA offers a streamline refinance to Veterans with current VA financing. With interest rates low, this is a great time to reduce a high interest VA loan.
What are the benefits of a VA Streamline (IRRRL) refinance?
  - No appraisal required
  - Minimal documentation and approval requirements
  - No Mortgage Insurance required


Start Refinancing Now





3700 Wilshire Boulevard, Ste 999
Los Angeles CA 90010
CALL US: 213.384.9100


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